You have the cards.
You're just not using them.

Savvy's agents watch over every perk, credit, and deadline across all your benefits — so nothing falls through the cracks.

Get Started Free
Free for 30 days 5-minute setup No bank login required
9:41
Tuesday, January 28
You asked: "Which card at Whole Foods?" → Visa (3× groceries). Not your Amex. Your $10 Grubhub credit resets in 3 days. Order lunch — it's free. $15 Uber Cash just renewed. You didn't use last month's. Don't lose this one. Booking a hotel? Your card gets the 4th night free. Book through the portal. SaaS trial ends tomorrow ($49/mo). You tested it once. Cancel? $300 travel credit expires Dec 31. You've used $0. Book something.

Here's what you're not using

An example wallet: 4 cards, one 5-minute scan. Here's what that looks like.

🏨
4th hotel night free — never used
Book a 4-night trip and save $250+ on the last night
+$250
🔄
4 forgotten subscriptions
SaaS trial ($49), meditation app ($13), news ($17), cloud storage ($10)
+$360
🎁
$75 in forgotten gift cards
$50 Nordstrom + $25 Starbucks — both still active
+$75
Found so far
$0

That's $685 in year one in this example — from 4 cards and 5 minutes of setup.

You're already paying for this. Savvy just makes sure you actually use it.

Get started free

Set it up once. Savvy handles the rest.

Start small. Go deeper when you're ready. Every level unlocks more automation.

1
Select your cards
Pick the cards you have. Savvy maps every benefit, credit, and perk instantly. Forward a trial email or gift card? We'll track it. Text us "which card at Target?" — we answer in seconds.
⏱ Under 5 minutes · No login required
2
Connect your bank
AI agents monitor your accounts to find forgotten subscriptions, alert you before trials convert, confirm refunds actually hit your account, and match your transactions to the benefits you've used — and the ones you haven't.
🔒 Read-only via Plaid
3
Connect your email
Full autopilot. Savvy enriches every transaction so you know exactly what you paid for. It tracks shipments, confirms deliveries, monitors return windows, and flags anything that hasn't arrived — so nothing falls through the cracks.
🤖 Full automation
Every level is optional. Most people start with their cards and connect their bank within a week.

Your AI agents at work

They read the fine print, track the deadlines, and text you before money disappears.

💬
You texted: "Which card for this team dinner?"
→ Amex Gold (4× dining). Not your Sapphire Reserve which only earns 3× here. That's 33% more points on every meal out.
Answered
💸
$10 Grubhub credit expires in 3 days
Your Amex Gold gives you $10/mo for Grubhub. You haven't used it. Order lunch — it's already paid for.
Use it
⚠️
SaaS tool trial converts tomorrow — $49/mo
You signed up 13 days ago and logged in once. Cancel before midnight or it charges.
Cancel?
This is what your Savvy looks like. Personalized to your cards. Delivered via text. Works with your AI assistant, too.

The money is already sitting there

$639/yr
Avg. credits & perks on a rewards card we track
2,700
Benefits tracked across 284 cards
5 min
Setup time

Figures from Savvy's live benefits catalog — the dollar-valued credits and perks published by card issuers, averaged across the cards that carry them. What you use is up to you.

🔒 Bank-level encryption via Plaid

Read-only access · Your data is never sold · Same infrastructure used by Venmo, Robinhood, and Coinbase

Your data has one job: working for you.

It maps your benefits, matches your transactions, and nudges you before money expires. Never sold. Never used for ads. Shared only with the partners that run Savvy — each gets the minimum it needs.

How Savvy uses your data →
Free for 30 Days

Start using what you're already paying for.

Set up in 5 minutes. No bank login required. Your AI agents start working immediately.

Get Started Free

No credit card required · Cancel anytime