The Program
Savvy operates one text-message program: Savvy Account Notifications & Benefit Reminders. It sends recurring reminders before card benefits and statement credits expire, plus confirmations tied to your own account activity.
- Program name: Savvy Account Notifications & Benefit Reminders
- Operated by: Sabera Daqiq, a sole proprietorship doing business as Savvy
- Message frequency: varies, typically about weekly
- Cost: Savvy does not charge for texts. Message and data rates may apply from your carrier.
- Audience: existing, signed-in Savvy users who have opted in themselves
This page exists so anyone — a user, a carrier, or a reviewer — can see exactly how consent is collected, in the same words the user sees.
How You Opt In
Consent is collected in one place only: the Notification Settings screen inside the authenticated Savvy web app at withsavvy.ai. It is never collected over the phone, in person, on paper, or from any purchased or third-party list. We never text a number we obtained from anywhere other than its own owner, inside their signed-in account.
- Step 1. You create a Savvy account and sign in.
- Step 2. You open Notification Settings and type your own mobile number.
- Step 3. You actively tick a consent checkbox that is unchecked by default. Nothing is pre-selected, and the form cannot be submitted on your behalf.
- Step 4. Your consent is stored against your account with a timestamp.
- Step 5. You confirm possession of the number from the device itself before any message is sent — see below.
The Exact Consent Language
This is the checkbox as it appears on screen, reproduced verbatim:
The checkbox is unchecked by default. Consent is not required to create or use a Savvy account.
If the wording on this page and the wording in the app ever differ, the app is corrected to match this page.
Proving the Number Is Yours
Ticking the box is not enough on its own. Before Savvy sends a single message, you must prove the number belongs to the device in your hand, by either:
- texting START or VERIFY to the Savvy number from that device, or
- entering a one-time code that we send to that number.
Savvy never sends reminders to a number that has not completed this step. This protects someone whose number is entered by mistake — or by anyone else.
What We Send
Every message identifies Savvy as the sender and relates to your own account activity. Representative examples:
We do not send marketing or promotional messages, and we never message you about anything unrelated to your Savvy account.
STOP, HELP, and Other Keywords
Every keyword below works at any time, on any message.
| Reply | What happens |
|---|---|
| STOP | You are unsubscribed immediately and we send one confirmation. No further messages are sent. |
| HELP | We reply with program information and our support contact. |
| START / VERIFY | Confirms possession of the number after you have opted in inside the app. |
| DONE | Marks the benefit in the reminder as used. |
| SNOOZE | Skips reminders for a week. |
UNSUBSCRIBE, CANCEL, END, and QUIT are honored the same way as STOP. You can also switch the setting off in the app at any time, which has the same effect.
Your Opt-In Data Is Never Sold or Shared
Your mobile phone number, your SMS consent, and your text-messaging opt-in data are never sold, shared, or disclosed to third parties for marketing or promotional purposes. They are used only to deliver the messages you asked for.
Full detail on collection, retention, and deletion is in our Privacy & Trust page; the messaging terms are in our Terms of Service.
Contact
Questions about this messaging program, from users and carriers alike:
- Email: support@withsavvy.ai
- Operated by: Sabera Daqiq, a sole proprietorship doing business as Savvy
- Website: withsavvy.ai
We respond within 5 business days.